Fingerprint Cards and Infineon Technologies have announced SECORA Pay Bio, an all-in-one biometric payment card solution that complies with Visa and Mastercard specifications.
The new solution reduces the process of producing biometric smart cards, aiming to make it as seamless and efficient as that of standard dual-interface payment cards.
The solution integrates Infineon’s enhanced SLC39B system-on-chip (SoC) Secure Element and Fingerprints’ FPC1323 sensor into the Infineon Biometric Coil on Module (BCoM) package.
The second authentication factor the solution uses is fingerprint credentials that are securely stored on the card, enabling a convenient and trusted contactless payment experience.
“Pushing the boundaries of payment cards further”
Tolgahan Yildiz, Head of the Trusted Mobile Connectivity and Transactions Product Line, Infineon said: “With this all-in-one solution for biometric payment cards, we are pushing the boundaries of payment cards further.
“SECORA Pay Bio enables easy-to-implement and scalable production of robust and reliable biometric payment cards with high throughput and a smooth consumer experience.”
Adam Philpott, CEO, Fingerprints commented: “We are very happy that the SECORA Pay Bio now is compliant with two of the world’s biggest schemes.
“As we shift away from PINs and passwords, our collaboration with Infineon Technologies marks a significant step as we empower consumers with the convenience of biometric security in their everyday lives.”
He concluded: “The solution enables card manufacturers to use already existing card manufacturing equipment to produce biometric payment cards and enables scalable and efficient volume production.”
The biometric contactless payment solution
SECORA Pay Bio extends Infineon’s SECORA Pay solution family.
The solution integrates Fingerprints’ sensor and Infineon’s SLC39B Secure Element into a single dual-interface package.
The SLC39B system-on-chip (SoC) Secure Element power source offers users large memory size and various peripherals and a contactless performance.
Based on inductive coupling technology, without the wire connection from the BCoM module to the card antenna, the manufacturing complexity can be minimised and the card’s robustness and long-term reliability can be improved.
The biometric sensor card production can be applied to existing dual interface card manufacturing equipment with only minor operational changes.
As the SECORA Pay Bio solution complies with both Mastercard and Visa specifications, the use of BCoM technology would not require additional performance testing, allowing a flexible and rapid rollout.
The new enrolment options
SECORA Pay Bio supports a wide range of enrolment options, including enrolment devices, smartphone apps and in-field enrolment.
The company claims that the SECORA Pay Bio enrolment sheet makes fingerprint enrolment through smartphone easier than ever before and its the first biometric payment solution to support in field enrolment at the point of sale.
This allows cardholders to start using their biometric payment cards without having to use another device.
The new biometric cards fingerprint template is trained with each payment transaction to improve the user experience.
